Many Americans overpay for their auto insurance by about $330 each year. Many variables affect the cost of auto insurance, including your driving history, whether you own your home, your location, and your financial profile. 

For clients with an existing homeowner’s policy with a PCF Agency Partner, a way you can start saving money quickly is by bundling an auto policy. However, there are many reasons homeowners choose to move their auto policy to PCF Agency partners. 

Personalized Protection

Skimping on areas that you need is worse than overpaying for protection for your current auto policy. Skimping may result in painful out-of-pocket expenses when an accident or other damage may occur to your vehicle. 

When a PCF Agency Partner reviews your homeowner’s policy, they consider every variable, including the age of your home to the materials that it was made from. Going beyond the basics is part of our agent’s high-quality training, which is why they ask if you have any antiques, jewelry, or other valuable items that may require additional coverage beyond the typical homeowner policy. The same level of thoroughness should be expected when it comes to auto insurance as well. They want to tailor a policy specific to you. 

 Added Cost Savings 

Saving between 5 and 25 percent is the typical amount of savings most homeowners receive when they bundle their auto policies with us. PCF Agency Partners value your loyalty and appreciate your trust, which is why we work with carriers who offer a discount for bundling. 

Diving deeper, PCF Agency Partners may also find that your current auto insurance provider has included coverages that you do not need. This causes you to overpay for your auto insurance, which is not necessary. Your PCF Agency Partner can help you find what coverages are right for you as well as find other discount opportunities that may have been neglected in the past. 

All-in-One Convenience 

Your dedicated insurance agent can use bundling, review your auto, and home coverage to accommodate your needs and budget by making personalized recommendations.  

PCF Agency Partners provide tools of convenience for you to continue managing both policies on your own. If you have any questions our Agency Partners are always just an email or phone call away.  

Continuity of Coverage 

If your auto insurance policies file three or more at-fault claims in three years, many insurance carriers will not renew your policy. PCF Agency Partners understand that accidents happen. For this reason, they work with you to ensure continued coverage. Having both your policies bundled with us lowers your chances of being dropped.